Spending a day on the water is one of the best ways to unwind, whether you’re reeling in a big catch or racing across the waves. If you own a fishing boat or jet ski, you’ve probably wondered if your current insurance policy is enough to protect your investment. Insure Coastal is here to help you figure out what coverage makes sense for your watercraft.

Standard Policies vs. Specialized Coverage

Not all boats are the same, and the same goes for insurance policies. Fishing boats often carry expensive equipment like rods, tackle, and electronics that may not be covered under a basic policy. Jet skis, on the other hand, are built for speed and fun, but they also come with risks like collisions and theft. That’s where specialized coverage steps in—it’s designed to address the specific needs of your watercraft.

What Can Specialized Coverage Do for You?

Think of specialized coverage as an extra layer of protection. It can include coverage for fishing gear, towing assistance, and even accidental damage to your jet ski. Insure Coastal offers policies that go beyond the basics, so you can enjoy your time on the water without worrying about what might go wrong.

Why Local Boaters Should Consider It

With busy waterways and unpredictable weather, boating comes with its fair share of challenges. Having the right insurance means you’re prepared for anything, whether you’re exploring the St. Johns River or heading out to the Atlantic. It’s all about making sure you’re covered for the situations you’re most likely to face.

If you’re ready to learn more about protecting your fishing boat or jet ski, reach out to Insure Coastal. We’ll help you find the right policy for your needs.