At Insure Coastal, right here in Jacksonville, FL, we know that life on the road can sometimes be a wild ride. One moment you’re cruising along, the next you’re swerving to avoid a deer or ducking as a baseball comes flying towards your windshield. But when the unexpected happens, how does your auto insurance step in?

Animal Encounters: More Common Than You Think

Imagine you’re driving along a wooded road when a deer leaps out in front of you. Or you’re cruising down the highway when a bird swoops down and hits your windshield. Animal collisions can happen in the blink of an eye, causing significant damage to your vehicle. Thankfully, these incidents are typically covered under the comprehensive portion of your auto insurance policy, which covers non-collision damages to your vehicle.

Flying Objects: A Real Risk on the Road

It’s not just animals that can come out of nowhere. Rocks can kick up from the road, damaging your windshield. A rogue baseball from a nearby field can dent your car. Even a loose item from another vehicle can cause damage if it hits your car. Like animal collisions, these situations are usually covered under your comprehensive coverage.

Unusual Situations: Your Coverage Has You Covered

From falling tree branches during a storm to damage caused by a rogue shopping cart in a parking lot, unusual situations can often lead to unexpected damages to your vehicle. In most cases, these will be covered under your comprehensive coverage, but it’s always a good idea to check with your insurance provider to understand your coverage.

Expect the Unexpected: Navigating Weird Auto Insurance Situations

Life on the road can be unpredictable, but with the right auto insurance, you can drive with peace of mind, knowing you’re covered even in the weirdest situations. At Insure Coastal, we’re committed to helping Jacksonville drivers navigate the twists and turns of auto insurance coverage.

Discover more about auto insurance at Insure Coastal.

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