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From Animal Collisions to Flying Objects: Navigating Weird Auto Insurance Situations in Jacksonville

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At Insure Coastal, right here in Jacksonville, FL, we know that life on the road can sometimes be a wild ride. One moment you’re cruising along, the next you’re swerving to avoid a deer or ducking as a baseball comes flying towards your windshield. But when the unexpected happens, how does your auto insurance step in?

Animal Encounters: More Common Than You Think

Imagine you’re driving along a wooded road when a deer leaps out in front of you. Or you’re cruising down the highway when a bird swoops down and hits your windshield. Animal collisions can happen in the blink of an eye, causing significant damage to your vehicle. Thankfully, these incidents are typically covered under the comprehensive portion of your auto insurance policy, which covers non-collision damages to your vehicle.

Flying Objects: A Real Risk on the Road

It’s not just animals that can come out of nowhere. Rocks can kick up from the road, damaging your windshield. A rogue baseball from a nearby field can dent your car. Even a loose item from another vehicle can cause damage if it hits your car. Like animal collisions, these situations are usually covered under your comprehensive coverage.

Unusual Situations: Your Coverage Has You Covered

From falling tree branches during a storm to damage caused by a rogue shopping cart in a parking lot, unusual situations can often lead to unexpected damages to your vehicle. In most cases, these will be covered under your comprehensive coverage, but it’s always a good idea to check with your insurance provider to understand your coverage.

Expect the Unexpected: Navigating Weird Auto Insurance Situations

Life on the road can be unpredictable, but with the right auto insurance, you can drive with peace of mind, knowing you’re covered even in the weirdest situations. At Insure Coastal, we’re committed to helping Jacksonville drivers navigate the twists and turns of auto insurance coverage.

Discover more about auto insurance at Insure Coastal.

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How To Protect Your Employees From Harassment

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As a business owner, you have a lot to think about on a daily basis. A good employer knows that their concerns extend further than simply the day-to-day business operations. In order to create a truly thriving business, your company culture matters. How you handle harassment among your employees will play a huge part in the type of company culture that develops. Here are a few tips on how to protect your employees from harassment.

Create A Culture Of Communication

Although harassment can happen anywhere, harassing behaviors often do not thrive in a culture of open communication. When employees know they can speak up and advocate for themselves and be heard, harassment issues can usually be resolved very quickly.

On the other hand, in a company where employees do not feel empowered to speak up, are often reprimanded for "making waves," or are distinctly aware that speaking up accomplishes nothing, harassment can grow like toxic mold. Continually cultivate a culture of communication among your employees to help prevent harassment.

Act Quickly

When you become aware of harassment in your workplace, it is your responsibility to act immediately. Not only will acting quickly help to resolve the matter more effectively, but it will also send a strong message to your employees that you care about their well-being and will not tolerate harassing behavior.

Stay Consistent

Communication and quick action are vital to preventing harassment, but it is also crucial that you deal with harassment consistently. This means that you treat all harassment issues equally and do not show favoritism. If your employees start to sense that you show favoritism and only advocate for some people and not everyone, it can quickly create an unhealthy work environment where employees do not feel protected or validated.

If you want to learn about commercial insurance and how it can protect you from liabilities, please get in touch with us at Insure Coastal, serving Jacksonville, FL.

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