Jacksonville is known for its warm weather and outdoor fun, but it also has unexpected challenges for homeowners. Lizards, iguanas, and other wildlife are common in the area, and while they might seem harmless, they can cause serious damage to your home if they find their way inside.

How Lizards and Iguanas Can Damage Your Home

Florida’s climate makes it a hotspot for reptiles like lizards and iguanas. These animals can enter your home through small gaps or vents, and once inside, they can damage insulation, chew on wires, or even loosen roof tiles. Iguanas are especially problematic because they dig burrows that can weaken your home’s foundation or ruin your landscaping. Their droppings can also create unsanitary conditions and attract other pests.

Wildlife damage can quickly turn into a bigger issue if it isn’t addressed. Regular inspections and maintenance can help prevent these problems before they start.

Does Home Insurance Cover Wildlife Damage?

Home insurance coverage for wildlife damage depends on the situation. Most policies cover sudden and accidental damage, like a raccoon breaking into your attic or a bird damaging your roof. However, damage caused by gradual infestations or neglect, such as lizards nesting in your walls, is often excluded. It’s important to review your policy to understand what is and isn’t covered.

Insure Coastal, serving homeowners in Jacksonville, FL, can help you navigate your policy and explore additional coverage options if needed. Our team is here to make sure you’re prepared for any surprises wildlife might bring.

Tips to Keep Wildlife Out of Your Home

Preventing wildlife damage starts with sealing entry points around your home. Check for gaps in vents, windows, and doors, and make sure they are properly sealed. Regular inspections can help you catch problems early and avoid costly repairs. If you want to make sure your home insurance is ready for anything, visit Insure Coastal. We’re here to help Jacksonville homeowners protect their homes from unexpected damage.